EMI Calculator
Calculate home, car, or personal loan EMI with full amortization schedule.
Home, car, or personal loan EMI — reducing balance method. Estimate only; check with your bank.
Monthly EMI
₹21,696
Total payment
₹52,06,939
Total interest
₹27,06,939
Principal
₹25,00,000
FAQ
How is EMI calculated?
Standard reducing-balance formula: EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is principal, r is monthly interest rate, and n is tenure in months.
Does this include processing fees?
No. This is the core EMI on principal and interest only. Banks may add fees separately.
About EMI Calculator
Free EMI calculator for home loan, car loan, and personal loan in India. Monthly installment, total interest, and amortization schedule.